Business bank accounts for freelancers

If you are a freelancer or self-employed, you can now open a business account with dedicated N26 in minutes. These merchant accounts are quite similar to consumer accounts with additional features: You receive a discount of 0.1% on all purchases on your card.

Commercial accounts are available in all European countries where N26 is already running. You can not open an account for a separate company, but said the new trade features N26 will be available soon.

This is a quick summary of what you can do with an N26 account. You can control your real-time map of the application. For example, you can either block the foreign transaction or set a limit for ATM transactions because you rarely remove the species.

You can pay anywhere in the world with your N26 card, there are exchange rates or overseas transaction fees. You can also receive real-time notifications of your transactions on your phone if you care about security.

N26 already has 300 000 customers. Start clearly wants to recreate mainly a retail bank for European consumers. In its current state, commercial bank accounts seem to be a preliminary discussion. But it's interesting to note that it took little effort to customize the product for freelancers and self-employed.

Corporate bank accounts also appear to be another market. It starts with Qonto and Ibanfirst involved in bank accounts of companies with a different set of features when you compare with N26. But maybe the N26 for business bank accounts will be N26, after all.


As a side note, I used N26 as my main checking account for a few months now, and it was solid. I am very impressed with the N26 offer. It is clean, developed and reliable. I consider my bank account as an infrastructure, so that's all I need.